DEBT RELIEF LAW CENTER
Attorney N. James Turner Can Help
Stop The Harassment!
Often times, debt collection agencies, and debt buyers who bought your account for pennies on the dollar, purchase nothing but electronic data and cannot get more. While this is not always so, it is worth your while to get legal advice because not only may the debt be uncollectible but you by these firms may be entitled to damages and attorney's fees, as well.
Approximately 85% of consumers who get sued just let them go to default judgment and thereafter suffer asset seizure, wage garnishment, bank accounts getting cleaned out and more. It did not have to be that way for over half of those consumers.
Regardless of the type of consumer debt in question, abusive actions, harassment, and other illegal actions identified in the Fair Debt Collection Practices Act (FDCPA) are strictly prohibited. If these illegal actions are used in the act of attempting to collect debt, the offending company may face penalties or sanctions, and may even open the door for you to seek damages against the offending debt collection agency or entity.
These issues often include situations in which consumers have been damaged as the result of violations of state or federal laws or other commercial wrongful acts.
It is important to realize that any so-called debt collection agency that refuses to give you the information you request or need is not a respectable corporation and should not be given any payment before consulting an attorney. Some debt collection agents will only accept a credit card payment, and refuse to provide you their phone number, physical address (not a P.O. Box), or the name of the parent company they work for. An agent that is attempting to collect a debt is required to provide this and more information to you upon request.
The most common forms of debt collection involve credit cards and medical bills. Debt collection may involve any other forms of bad debt and delinquent payments. Debt collectors, debt collection agencies and all other entities that may be involved in attempts to recover bad or delinquent debt are bound by law to adhere to the guidelines, limitations, and restrictions of the Fair Debt Collection Practices Act.
Areas of debt collection for bad debt or delinquent payments often include, but are not limited to:
If you are dealing with a situation in which you, as a consumer, are not being dealt with properly in a consumer related transaction or circumstance, find out what your legal rights are. Seek the advice and representation of experienced legal counsel.
STARTED SINCE 1990
Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and Credit Repair, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.