Mortgage Foreclosure Attorney Florida

If you are facing foreclosure in Florida, our law firm can help protect you. Our experienced team of Florida foreclosure defense lawyers understand the legal options available to clients struggling to keep their homes and fight mortgage companies. We offer aggressive and effective counsel to protect and defend our client’s rights when faced with foreclosure proceedings and work hard to find a suitable solution that puts your best interests first.

We have a proven track record of success representing clients in foreclosure cases, and know how to successfully navigate the legal help process for our clients. Our team is comprised of experienced foreclosure attorneys with knowledge of mortgage companies, foreclosure laws, and state regulations, so you can trust that we are well-equipped to handle your own foreclosure case. We will provide a comprehensive evaluation of your situation and carefully explain the legal process to you, so you can make the most informed decision about how to move forward. Please contact us today so we can start working for you!

FAQ

What are the chances of saving my home?
We have a very strong track record, once we know the details of your situation we’ll tell you.

Can I avoid the foreclosure or have it completely cancelled?
Each case is different so please contact us so we can figure everything out for you.

Do I need a lawyer/attorney to help with my foreclosure?
Yes! Your mortgage company has a lawyer, you need one too if you want to win!

Mortgage Foreclosure Attorney Florida
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What is foreclosure?

Foreclosure is the legal process in which a lender reclaims ownership of a property from a borrower who has failed to make payments as agreed upon in their mortgage contract. Florida foreclosure law requires lenders to file a foreclosure lawsuit before repossessing the home, a homeowner and property owner may be able to defend themselves to avoid losing their homes by obtaining the services of an experienced foreclosure defense attorney.

Foreclosure defense attorneys at our firm can help protect borrowers’ rights under Florida foreclosure defense law and work with them and their lenders to explore options for litigation that can save their homes from repossession. It is important for borrowers facing foreclosure to take prompt action, as there are strict deadlines that must be met when challenging foreclosures.

Our attorneys are dedicated to helping homeowners throughout Florida protect their rights and exploring options for foreclosure defense litigation.

Mortgage Foreclosure Attorney Florida
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Some of the potential defenses or claims a homeowner can make in response to a foreclosure lawsuit include:

  • Improper servicing of the loan
  • Fraud/misrepresentation
  • Inaccuracy of the debt amount
  • Statute of limitations
  • Failure to comply with state or federal laws governing foreclosures
  • Violation of due process

Regardless of your situation, our experienced foreclosure defense lawyers will work hard to help you get through this difficult experience. We understand that losing your home is an incredibly stressful process and we strive to provide our clients with personalized legal counsel tailored specifically to their unique needs.

Mortgage Foreclosure Attorney Florida
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Who has the right to foreclose?

In Florida, the right to foreclose is granted only to mortgage holders who have an experienced foreclosure attorney on their side. According to Florida law, the average foreclosure process can take anywhere from four months or more. This is a complex and drawn out process that requires expert legal guidance for all parties involved. An experienced foreclosure attorney and knowledgeable attorney at our firm will be able to provide advice and represent the mortgage holder and the lender in court throughout this often lengthy process; For this reason it’s important to seek help from a licensed attorney like us.

Mortgage Foreclosure Attorney Florida

What is the foreclosure process?

The foreclosure procedure starts when a lender files a complaint against the borrower in court. The court will then issue an order of notice and may require the borrower to appear at a hearing. During the hearing, both parties present their evidence and arguments related to the case. After considering all evidence, if the court finds that the borrower has not paid off their loan or complied with other contractual obligations, then it can grant permission for property seizure by initiating a foreclosure sale. At this point, we will be able to help guide the process by serving notices, handling paperwork, and representing the attorney and client in court.

Mortgage Foreclosure Attorney Florida

How can I stop foreclosure?

To stop foreclosure, you should take action as soon as you receive notice of foreclosure from your mortgage company or notice of a foreclosure lawsuit. Here are some steps you can take to prevent foreclosure:

1. Contact your mortgage company. Call them to discuss your options and see if you can work out an alternative repayment plan, loan modification, or temporary suspension of payments. Provide documentation of your financial hardship. They may be willing to work with you to avoid foreclosure.

2. Seek help from foreclosure lawyers. They can help you understand the foreclosure process and your rights and options. They will be able to negotiate with your mortgage company on your behalf and help you navigate the foreclosure process.

3. Respond to a foreclosure complaint. If you are served with a foreclosure complaint, you typically have the right to respond and potentially challenge the foreclosure. Get a lawyer for help responding to the complaint within the required deadline to avoid losing your rights.

4. Filing bankruptcy. As a last resort, you can file for Chapter 13 bankruptcy to stop foreclosure proceedings. Bankruptcy will allow you to create a repayment plan to pay off your mortgage arrears over time and avoid foreclosure. However, bankruptcy will damage your credit and should only be considered if other options are not feasible.

Mortgage Foreclosure Attorney Florida

Why stop foreclosure?

At our law firm here, we have experience helping homeowners in foreclosure. We can evaluate your situation, help you understand your rights, and take the best course of action to attempt to stop your foreclosure. If you haven’t already, please take a look at some of our great reviews.
Foreclosure can be an incredibly stressful time, and it’s important to know that there are ways to stop it. If you’re facing foreclosure, the first step is to understand why it’s happening and what your options are.

In most cases, foreclosure occurs when a homeowner fails to make their monthly mortgage payments for a certain period of time. The lender may try to contact the homeowner and offer them a chance to work out payment arrangements, but if they can’t come to an agreement, the lender will proceed with foreclosure proceedings.

Mortgage Foreclosure Attorney Florida

Foreclosure defense options

It’s important to remember that you have options when facing foreclosure; so don’t panic! You should consider talking with your lender about working out an arrangement or refinancing the loan. You can also look into a forbearance agreement, which by law allows you to temporarily reduce or suspend your mortgage payments while you work out a payment plan with your lender. If these options aren’t feasible, there are other alternatives like selling the property or filing for bankruptcy.

No matter what loan modification and option you choose, it’s important to act quickly and find solutions that meet both your needs and those of your lender. Working together with your lender is often the best way to avoid foreclosure.

If you are unable to negotiate an agreement with your lender, then there are legal remedies available to help protect your home. You may wish to discuss the situation with a qualified attorney who can provide you with additional information on foreclosure defense options and how they could apply in your case. Legal counsel could also advise you on other potential solutions such as loan modifications, deed-in-lieu of foreclosure agreements, short sales, or filing for bankruptcy protection if necessary.

It’s important to remember that each situation is unique, so it’s best to speak with mortgage professionals and/or experienced attorneys about what would work best for you. Foreclosure is never ideal; however, there are ways that you can defend yourself and keep your home — if you are willing to take the steps necessary.

Mortgage Foreclosure Attorney Florida

Can you answer yes to any of these questions?

  • Have you fallen behind on your mortgage payments?
  • Is your home now worth less than you owe on the mortgage?
  • Are your payments and interest sky high and unaffordable?
  • Are you facing foreclosure?

If you answered yes to any of these questions, we can help. Our legal team has extensive experience handling foreclosure cases and providing property owners with legal assistance and options to avoid foreclosure. Contact us today for a free consultation to discuss your foreclosure case and learn about your rights and options.