37 N. Orange Ave. Suite 500. Orlando, FL 32801

1 888 877 5103
njtlaw@gmail.com

Stop Debt Harrasment Today. Contact Us.

Bothered by Bill Collectors?

Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by a debt collector or a victim of auto fraud, to consumers in Orlando, Kissimmee, and throughout the Central Florida Area.

We are a consumer rights law firm dedicated to the protection of consumers against abusive, unfair and illegal collection practices by debt collectors and other creditors. Our goal is to end collection harassment. If you have been subjected to collection harassment, calls to the workplace, or other abuse, call us today for a free consultation. We also represent employees who have been denied payment of overtime or minimum wages by their employer. Visit us at Orlando Overtime Pay for more information.

Being Bothered by Debt Collectors?

Debt collectors must treat you with truth, fairness, dignity, and respect. Any debt collector who crosses the line and abuses you for the collection of a consumer debt can be sued in federal court for damages under a law called the Fair Debt Collection Practices Act (FDCPA).

Debt Collectors Are Prohibited From:

• Threatening lawsuits, garnishment, liens, or arrest for not paying a bill;

• Calling your family, friends, neighbors or employers to collect a debt;

• Leaving abusive phone messages;

• Insulting, yelling or swearing at you;

• Calling your workplace after telling the collector not to call you there;

• Lying, threatening, or otherwise harassing you in any way.

If you have suffered from any of these abusive bill collection practices, you may be entitled to compensation. Moreover, debt collectors that violate the FDCPA are strictly liable, meaning that a consumer need not show intentional conduct by the debt collector to be entitled to damages. We can help any consumer who is currently in collections, or has suffered from collection harassment. Call us today at (888) 877-5103 to speak with an attorney and get a free phone consultation on your case.

It does not matter if the debt collector is calling your number by mistake and asking for a friend, relative, or someone you don't know. The national "Do Not Call" registry has no relevance to debt collection calls under the Fair Debt Collection Practices Act.

If you are getting calls at work, voicemails, calls or letters after you filed for bankruptcy, we can help you.

Were the calls, voicemails or letter relaing to credit card debt, medical debt or a claim for a deficiency judgment, please contact us for a free consultation.

What to Do if You're Abused By a Collector

If you're contacted by a debt collector, you have a right to dispute the debt either verbally or in writing. If you want to preserve some rights under the FDCPA, you must send a written dispute within 30 days of your receipt of the first "validation notice" from the debt collector. Even if you owe the debt, or you cannot pay, you still have rights under the FDCPA. Most of our clients owe the debt being collected but because of financial circumstances, or a dispute over the goods or services, they cannot pay it. In order to preserve your rights under the law, it's important for you to keep good records of all of the contacts. Click here to see our collections communications log.

Fair Debt Collection Practices Act

Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and auto fraud, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

Florida Consumer Collection Act

Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and auto fraud, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

Student Loans

Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and auto fraud, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

Debt Collectors

Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and auto fraud, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

Auto Fraud

Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and auto fraud, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

Overtime Pay

Orlando Overtime Attorney - providing professional services for Wage and Hour disputes, Overtime and Minimum Wage matters, and other legal services for residents in Orlando, Kissimmee, and throughout the Central Florida Area.

Videos

Orlando Consumer Rights Lawyer - watch these informative videos about consumer rights in the financial services industry.

FAQ

Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and auto fraud, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

Spanish Version

Si usted es una de las millones de personas acosadas por un cobrador de deudas desaprensivo, la ley está de su parte. El Acta de Prácticas Justas Para el Cobro de Deudas, regula las prácticas de los cobradores de deudas y les impone sanciones que rompen las reglas.

About Jim Turner

started since 1990

Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and auto fraud, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

lawyer

40+

year of experience

1500+

clients

1000+

cases won

happy clients

Mr. Turner has represented me in several matters and I found him to be very competent and effective in his representation. Mr. Turner demonstrates a superior knowledge in the area of consumer-rights law and I would highly recommend his representation to anyone in need.

A. Louis
December 1, 2015

Mr. Turner has helped me now with 2 cases. He is excellent to work with. He is prompt to respond back to any questions or concerns you may have. He does all the work, and doesn't require much of your time. Just and email every now and then when he required further informations or to keep you updated throughout the process.

Erika
November 30, 2015

Attorney Turner was very professional from the start and made me feel like he would do whatever was needed to win my case even though I was not the easiest person to deal with and I would recommend him to anyone who needs a lawyer and would call on him again if I ever needed legal representation again.

Thomas
November 30, 2015

This attorney spoke with me about the case and was true to his word. Call him if you need answers he will tell you if he could help you. Regards Raul

Raul
May 14, 2014

I would not hesitate to refer my family and friends to the services of Mr. James Turner. He provided excellent assistance and was very successful in helping me with a situation that I thought was hopeless. His professional attention to my case and vast experience were greatly appreciated.

Anne
May 13, 2014

Delivered the desired result with no fluff. Was responsive to my inquiries in a timely manner. Very pleased with the outcome and service. Professional and diligent. Did not over promise and under deliver.

Adam
May 8, 2014

I had the opportunity to work with Mr Turner on two occasions and each time I found him to be professional, knowledgeable and efficient. I definitely would recommend him to others

Linda
May 8, 2014

Mr. Turner has proven to be very reliable and trustworthy in his handling of my case. He has always provided me with any legal documents that I needed to file in a timely manner. Mr. Turner has also always seemed genuinely concerned and invested in helping me get an outcome in my case that I am pleased with. I would highly recommend Mr. Turner to anyone else.

Ilene
May 7, 2014

Mr. Turner helped us understand what to expect with our lawsuit. He has been very informative, prompt responses with any questions we had. I will recommend him to friends/family.

Julie
May 7, 2014

As soon as Mr. Turner heard of my situation, he felt that I needed to see him immediately... With his 39 years of experience I didn't need to explain much ... He just got it and told me what needed to be done.. Was amazing with his knowledge, and immediate followed up! He is open, honest, and confident but not in a bad way.. He is making this experience which is usually unpleasant much easier to deal with.

Fran
May 7, 2014

Mr. Turner has consistently provided the legal representation we needed in a number of employment contract issues and negotiations. He has repeatedly earned our trust. He is deeply experienced and entirely effective.

Dan
May 31, 2012