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Credit Card Lawsuit Defense

"I have been sued on a Credit Card."

With the rise of delinquent debt and the outsourcing of that debt to shady collection agencies, having an attorney to protect your interests has become vital.  We specialize in representing Orlando consumers on credit card lawsuits.  First, relax, you are not alone.  Your problem is a manageable one.  However, do not ignore the lawsuit.   If you do not respond, a default judgment can be entered against you.

We first determine what defenses that you may have to the credit card lawsuit.

  • Does the debt collector have all of the required documentation in order to bring the lawsuit against you? (Having the required documentation to establish ownership of the right to sue on the debt is called “standing.”)
  • Has the debt collector violated the law in pursuit of its collection activities?
  • Has the statute of limitations expired?

If we cannot determine that you have valid defenses to the lawsuit, we work out a payment plan that you can afford that hopefully includes debt reduction and monthly payments.

5-Star Credit Card Defense Attorney in Orlando

We have helped many hundreds of consumers who we sued on a credit card debt.   Many of these people owed the debt but we were able to have their case dismissed or have the client enter into a manageable le payment plan.   Our former customers were from Orlando, Seminole, Osceola, Volusia, Polk and Lake Counties Florida.

What is a Debt Buyer?

A few credit card issuers do not sell their credit cards debts but instead bring those lawsuits in their own names. Some of these credit card companies are: Capital One, Discover and American Express.

In addition to the credit card issuers, most credit card lawsuits are filed by debt buyers. A few of the most notorious debt buyers are: CACH, LLC, Midland Funding, Cavalry SPV I, Galaxy International Purchasing, JHPDE Finance, Portfolio Recovery Associates, and LVNV Funding.

Once You Decide to Hire Us.

Once you decide to hire us, we immediately send you a written fee agreement.  We handle credit card defense cases on a flat-fee basis.   Next, we file an appearance with the Court indicating that we are your attorneys.   We file all of the necessary paperwork on your behalf and will appear at all court appearances.   We regularly keep you advised of status of the case.  However, understand that your case may remain idle for many, many months.

Is the "debt collector" a scammer?

When the consumer with the credit card debt is contacted by a debt collector, they are often informed the conversation is recorded, they want to tell you what their stance is, provide you payment options, and demand that you accept one of these payment plans paying by credit card or a debit card. It is important to realize that any so-called debt collection agency that refuses to give you the information you need is not a respectableIt is important to realize that any so-called debt collection agency that refuses to give you the information you need is not a respectable corporation and should not be given any payment before consulting an attorney.

Call Credit Card Lawsuit Defense Attorney

Call or Text Us at 888-877-5103 for a Free Consultation.