Debt Relief Law Center

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Law Offices N. James Turner


Orlando Debt Collection Defense Attorney

Orlando Debt Collection Defense Lawyer – providing affordable legal services concerning Debt Collection Defense and other Consumer Rights legal services.

Call us at 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation with Debt Collection Defense Attorney, N. James Turner

Often times, debt collection agencies, and debt buyers who bought your account for pennies on the dollar, purchase nothing but electronic data and cannot get more. While this is not always so, it is worth your while to get legal advice because not only may the debt be uncollectible but you by these firms may be entitled to damages and attorney’s fees, as well.

Approximately 85% of consumers who get sued just let them go to default judgment and thereafter suffer asset seizure, wage Garnishment, bank accounts getting cleaned out and more. It did not have to be that way for over half of those consumers.

Regardless of the type of consumer debt in question, abusive actions, harassment, and other illegal actions identified in the Fair Debt Collection Practices Act (FDCPA) are strictly prohibited. If these illegal actions are used in the act of attempting to collect debt, the offending company may face penalties or sanctions, and may even open the door for you to seek damages against the offending debt collection agency or entity.

These issues often include situations in which consumers have been damaged as the result of violations of state or federal laws or other commercial wrongful acts.

It is important to realize that any so-called debt collection agency that refuses to give you the information you request or need is not a respectable corporation and should not be given any payment before consulting an attorney. Some debt collection agents will only accept a credit card payment, and refuse to provide you their phone number, physical address (not a P.O. Box), or the name of the parent company they work for. An agent that is attempting to collect a debt is required to provide this and more information to you upon request.


The most common forms of debt collection involve credit cards and medical bills. Debt collection may involve any other forms of bad debt and delinquent payments. Debt collectors, debt collection agencies and all other entities that may be involved in attempts to recover bad or delinquent debt are bound by law to adhere to the guidelines, limitations, and restrictions of the Fair Debt Collection Practices Act.

Areas of debt collection for bad debt or delinquent payments often include, but are not limited to:

  • Visa, MasterCard, American Express, Discover Card, or other Credit Card Company Debt;

  • Home Loans and Mortgages;

  • Car, Truck, and other Vehicle Loans;

  • Boat and other Recreational Vehicle Loans;

  • Medical bills

  • Personal Loans;

  • Department Store or Credit Cards;

  • Or any other type of loan or line of credit.

If you are dealing with a situation in which you, as a consumer, are not being dealt with properly in a consumer related transaction or circumstance, find out what your legal rights are. Seek the advice and representation of experienced legal counsel.

Contact Debt Collection Defense Lawyer, N. James Turner at The Debt Relief Law Center by Calling Toll Free 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation.
Attorney Jim Turner
We Defend Collection Lawsuits
If you are dealing with a situation in which you, as a consumer, are not being dealt with properly in a consumer related transaction or circumstance, find out what your legal rights are. Seek the advice and representation of experienced legal counsel.
Every day those with credit card debt are harassed by a number of collection agencies that commonly use unethical and sometimes illegal means to attempt to collect debt.
Student Loans
Higher education is an investment in one’s future; and it can be expensive. If you are being harassed by student loan creditors or debt collection agencies, find out what your legal rights and options are. Make sure your are informed and your rights are protected.
Past Due Notice

Being harassed by creditors or debt collectors is illegal. There are both State and Federal Debt Collection Laws that exist to protect the consumer from harassment and other illegal activities by collection agencies, their subsidiaries, and third parties..

Credit Score
We will investigate your credit report error and make sure that the error is corrected. We will dispute the item, insisting that the information furnisher produces evidence substantiating the error or removes the item.
Bankruptcy is a mechanism of the Federal Government to allow debtors (people who owe money) to restart their lives when they have gotten into a financial dilemma where there is no reasonable way to repay the debts they owe.
Orlando Consumer Rights Lawyer – watch these informative videos about consumer rights in the financial services industry.
Frequently Asked Questions
We answer some of the most common Debt Collector Harassment Question that we hear on a daily basis.
We Speak Spanish
Si usted es una de las millones de personas acosadas por un cobrador de deudas desaprensivo, la ley está de su parte. El Acta de Prácticas Justas Para el Cobro de Deudas, regula las prácticas de los cobradores de deudas y les impone sanciones que rompen las reglas.