DEBT RELIEF LAW CENTER
Attorney N. James Turner Can Help
Stop The Harassment!
With the rise of delinquent debt and the outsourcing of that debt to shady collection agencies, having an attorney to protect your interests has become vital.
Every day those with credit card debt are harassed by a number of collection agencies that commonly use unethical and sometimes illegal means to attempt to collect debt.
Credit card holders are often subjected to repeated phone calls at home and at work, threats of legal action, threats of jail time, threats of wage garnishment and worse.
All of those activities are illegal and contrary to the rights afforded you under federal and state laws, including the Fair Debt Collection Practices Act (FDCPA).
Many Credit Card Debt Collection Agencies often resell the debt to another debt collection agency or independent contractor who works out of his or her house.
When the individual with the credit card debt is contacted, they are often informed the conversation is recorded, they want to tell you what their stance is, provide you payment options, and demand that you accept one of these payment plans paying by credit card or a debit card.
It is important to realize that any so-called debt collection agency that refuses to give you the information you need is not a respectable corporation and should not be given any payment before consulting an attorney.
A few credit card issuers do not sell their credit cards debts but instead bring those lawsuits in their own names. A few of these credit card companines are: Capital One, Discover and American Express.
It is important to note that it is unlawful for Creditors, Debt Collection Agencies or Third Party Debt Collectors to harass you or violate any conditions of the Fair Debt Collection Practices Act (FDCPA). For information about unlawful actions regarding debt collection, please click here.
STARTED SINCE 1990
Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and Credit Repair, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.