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Stop The Harassment!

Bankruptcy Attorney - Orlando and Central Florida

Orlando Bankruptcy Lawyer - providing affordable legal services concerning Personal Bankruptcy legal services, for residents of Orlando, Kissimmee, and throughout Central Florida.

Call us at 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation with Bankruptcy Attorney, N. James Turner

Bankruptcy is a mechanism of the Federal Government to allow debtors (people who owe money) to restart their lives when they have gotten into a financial dilemma where there is no reasonable way to repay the debts they owe. Consumers who lose their jobs, face foreclosure, or become injured and face daunting medical and other bills, suddenly or gradually realize there is no way to repay in full the debts they owe to their creditors.

Bankruptcy allows those debts to be discharged if the debtor can show there is no money left to pay creditors after the rent and food and gas and other monthly necessities are paid, and the debtor does not have assets (beyond those which are exempt under Florida law) that can be sold to pay creditors.

Bankruptcy also provides a means to partially repay creditors over 3 to 5 years based on what is available from the budget, and then at the end of that time frame, the remaining amounts due on unsecured debts are discharged.

Once a discharge is granted, the debtor is no longer obligated to that creditor for the discharged debt. The debtor can then begin rebuilding his or her life.

Bankruptcy is a valuable tool as a defense to mortgage foreclosures and debt collectors. Once a bankruptcy petition is filed, all court action is stayed and all debt collection must cease. Any claims against the debtor must take place through the bankruptcy court. This process can provide a level of comfort to debtors who have been harassed by debt collectors.

In most cases, those filing for bankruptcy are able to retain their home, primary automobile, and other essential material possessions.

Often times, this may hinge on the experience of your bankruptcy attorney / lawyer.

There may be many factors which your bankruptcy lawyer (attorney) must address in order to provide the highest standard of legal representation in your bankruptcy claim, including, but not limited to:

  • All credit card companies, which will be affected in your bankruptcy claim;
  • The amount owed to credit card companies;
  • Any tax records which may affect your bankruptcy claim;
  • The income of the household and personal income;
  • Banking history;
  • Property or other assets you currently own or are making payments on;
  • And all other debts you may have which will be affected by a bankruptcy claim.

Contact Bankruptcy Lawyer, N. James Turner at The Debt Relief Law Center by Calling 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation.

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Frequently Asked Questions


 About Jim Turner

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Being harassed by creditors or debt collectors is illegal. There are both State and Federal Debt Collection Laws that exist to protect the consumer from harassment and other illegal activities by collection agencies, their subsidiaries, and third parties.

Credit Report Repair


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We will investigate your credit report error and make sure that the error is corrected. We willl dispute the item, insisting that the information furnisher produces evidence substantiating the error or removes the item.


bankruptcy attorney


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Bankruptcy is a mechanism of the Federal Government to allow debtors (people who owe money) to restart their lives when they have gotten into a financial dilemma where there is no reasonable way to repay the debts they owe.



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Orlando Consumer Rights Lawyer - watch these informative videos about consumer rights in the financial services industry.


frequently asked questions


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We answer some of the most common Debt Collection Harassment Question that we hear on a daily basis.




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Si usted es una de las millones de personas acosadas por un cobrador de deudas desaprensivo, la ley está de su parte. El Acta de Prácticas Justas Para el Cobro de Deudas, regula las prácticas de los cobradores de deudas y les impone sanciones que rompen las reglas.



Attorney N James Turner


Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and Credit Repair, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

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© 2018 N. James Turner, Attorney at Law.

All Rights Reserved. DISCLAIMER: The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask the lawyer to send you free written information about their qualifications and experience. This website has been prepared for informational purposes only and not as legal advice. Neither the transmission, nor your receipt of information from this website creates an attorney-client relationship, which can only be formed in writing between you and the attorney you choose to represent you.