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Stop The Harassment!

Federated Law Group Sends Misleading Statement to Consumer

Federated Law Group is a leading consumer debt collection law firm in the State of Florida. As a part of its collection process on matters for which it was retained, Federated Law Group sends offer letters to debtors offering what it considers to be favorable settlement terms in an attempt to resolve the debt prior to the filing of a lawsuit.

Michael A. Savino, Jr. received such a letter that stated in part:

Even though our client LVNV Funding, LLC has forwarded this account to our office for purposes of filing a lawsuit against you regarding the above debt, we would prefer to resolve the account without needing to do so. We are reaching out today to provide some offers to resolve the matter without the need for litigation. Below are options that may be available to you: We may be above to settle the account for as low as 525.98. A savings of 350.65!!


We may be able to accept a monthly payment as low as 17.53 per month Please contact out office to see how we may be able to resolve this account without the need to pursue the matter in court.


Mr. Savino sued Federated Law Group under the Fair Debt Collection Practices Act alleging that Federated Law Group's representation that it may be able to resolve the account for $525.98 was false, deceptive and misleading in that LVNV Funding, LLC had authorized Federated Law Group to accept $525.98 to resolve the alleged debt without any conditions before it sent the collection letter.

By Order dated January 3, 2019, United States District Judge Cecilia M. Altonaga ruled that a genuine issue of fact existed as to whether Federated Law Group's letter was misleading.

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Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of Debt Collector Harassment by debt collectors and Credit Repair, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

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