James Turner Office Address Orlando Attorney James Turner Logo Orlando Attorney James Turner Phone
orlando overtime attorney


Attorney N. James Turner Can Help
Stop The Harassment!


Orlando Consumer Rights Lawyer - providing affordable legal services concerning debt collector harassment, Debt Collection Defense, Bankruptcy, Student Loan Dispute, Credit Repair, and other Consumer Law legal services, for residents of Orlando, Kissimmee, and throughout Central Florida.

Call The Debt Relief Law Center at Toll Free 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation with Attorney, N. James Turner

February 27, 2013 

Action News 

February 26, 2013 (WPVI) -- Action News investigated a debt collection company accused of harassing consumers for debts they don't owe. 

The big concern is that a debt collector could put a black mark on your credit report and thereby lower your credit score, which as we all know is critical to getting the best rate on a mortgage or car loan. 

This is especially alarming in light of a recent report that shows once a mistake is made on your credit report, it is extremely difficult to get it removed. 

"I write down what I spend on a daily basis. I've been doing that for years," Angela Holland said. 

So Angela was shocked when Palisades Collection, LLC told her she owes money for an old Verizon bill. 

Angela says she's never even been a Verizon customer. 

She says she tried to tell Palisades that but wasn't getting anywhere with the company. 

Meanwhile, former federal employee Frank Stack is now suing Palisades for intent to harass and deceive and violation of the Fair Debt Collection Practices Act. 

"They called me at the base number, on my cell number, and my home number. It was almost every day I was getting phone calls," Stack said. 

The lawsuit says even after Stack's attorney sent Palisades a Cease and Desist Order, it kept calling for 13 more days. 

And the lawsuit says Stack paid the alleged credit card debt a decade ago. 

Action News spoke with Shaun Neal who used to work as a consultant at Palisade's offices in Englewood Cliff, New Jersey. 

"My allegations are that they routinely broke the law," Neal said. 

Neal has filed a complaint against Palisades' parent company, Asta Funding, through the Department of Labor. 

He alleges his consulting company was fired because he informed senior management of wrongful and unethical company activity. 

Neal says Asta does nothing to validate a debt exists or that the balance is correct. 

"I think it's horrible and that's why I complained," Neal said. 

Action News visited the company's North Jersey office. 

"I'm sorry but there's nobody you can speak to," a woman in the office said. 

Meantime, Frank's attorney says the most important thing for consumers is to know your rights. 

Debt collectors cannot call during certain times or call certain numbers you specify. 

"You should keep track of when they're contacting you and ask them to send you information in writing about the debt," Amy Bennecoff of Kimmel and Silverman, PC said. 

And be advised that in New Jersey the statute of limitations on debts is 6 years, in Pennsylvania it's 4, and in Delaware it's 3 years. 

"That's actually a common violation. They'll threaten to sue you when it's beyond the statute of limitations," Bennecoff said. 

They may also put a black mark on your credit report. It's up to you to see it and dispute it. 

"I'm concerned about it and I'd like to keep it as spotless as possible," Holland said. 

Palisades Collection denies all allegations of liability and damages in regard to Frank Stack's case, and says it committed no violations with reference to Ms. Holland, but that the Holland matter is now closed. 

Palisades' attorney says that it complies at all times with all federal and state acts and regulations governing its activities. 

As to Mr. Neal, Asta Funding denies all of his allegations and says his company was fired for breach of contract. Asta intends to file a Motion to Dismiss.


Contact Consumer Rights Lawyer, N. James Turner at The Debt Relief Law Center by Calling Toll Free 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation.

Orlando Consumer Rights Lawyer, N. James Turner proudly serves the debt collector harassment, Debt Collection Defense, Bankruptcy, Student Loan Dispute, Credit Repair, and other Consumer Law legal needs for residents of Orlando, Kissimmee, Orange County, Osceola County, Seminole County, and throughout Central Florida.

N James Turner

N James Turner Yelp Review

N James Turner Tesimonials

Frequently Asked Questions
 About Jim Turner

debt collection defense


Read More

If you are dealing with a situation in which you, as a consumer, are not being dealt with properly in a consumer related transaction or circumstance, find out what your legal rights are. Seek the advice and representation of experienced legal counsel.

credit card debt defense


Read More

Every day those with credit card debt are harassed by a number of collection agencies that commonly use unethical and sometimes illegal means to attempt to collect debt.


student loan debt defense


Read More

Higher education is an investment in one's future; and it can be expensive. If you are being harassed by student loan creditors or debt collection agencies, find out what your legal rights and options are. Make sure your are informed and your rights are protected.

debt collector harassment


Read More

Being harassed by creditors or debt collectors is illegal. There are both State and Federal Debt Collection Laws that exist to protect the consumer from harassment and other illegal activities by collection agencies, their subsidiaries, and third parties.

Credit Report Repair


Read More

We will investigate your credit report error and make sure that the error is corrected. we will dispute the item, insisting that the information furnisher produces evidence substantiating the error or removes the item.


bankruptcy attorney


Read More

Bankruptcy is a mechanism of the Federal Government to allow debtors (people who owe money) to restart their lives when they have gotten into a financial dilemma where there is no reasonable way to repay the debts they owe.



Read More

Orlando Consumer Rights Lawyer - watch these informative videos about consumer rights in the financial services industry.


frequently asked questions


Read More

We answer some of the most common debt collector harassment Question that we hear on a daily basis.




Read More

Si usted es una de las millones de personas acosadas por un cobrador de deudas desaprensivo, la ley está de su parte. El Acta de Prácticas Justas Para el Cobro de Deudas, regula las prácticas de los cobradores de deudas y les impone sanciones que rompen las reglas.



Attorney N James Turner


Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collector harassment by debt collectors and Credit Repair, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

Read More


Home | N. James Turner | Contact Us

Debt Collection Defense | Collection Harassment

Credit Card Debt Defense | Student Loan Issues

Identity Theft Issues | Garnishment

Wrongful Repossessions | Collections Lawsuits

Credit Repair | Bankruptcy

Debt Collectors | Deceptive Business Practices

Fair Debt Collection Practices Act (FDCPA)

Florida Consumer Protection Act (FCPA)

Espanol | FAQ | Testimonials | Video | Articles


Orlando Attorney N James Turner IMG1





Attorney N James Turner IMG2

Lawyer N James Turner Logo

© 2020 N. James Turner, Attorney at Law.

All Rights Reserved. DISCLAIMER: The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask the lawyer to send you free written information about their qualifications and experience. This website has been prepared for informational purposes only and not as legal advice. Neither the transmission, nor your receipt of information from this website creates an attorney-client relationship, which can only be formed in writing between you and the attorney you choose to represent you.