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Stop The Harassment!


Has someone from Rapid Recovery Solutions been calling you? Have you received calls from Rapid Recovery Solutions during which their representative has harassed you with a lawsuit, or a wage garnishment, or a threat of criminal charges? Has anyone from Rapid Recovery Solutions ever tried to contact your friends, relatives, co-workers, or neighbors? Has someone from Rapid Recovery Solutions talked to anyone other than you about your debts? Has a member of Rapid Recovery Solutions ever called your employer, or suggested that they were somehow affiliated with the government, or left a rude voice message? Has Rapid Recovery Solutions ever left a voice message that did not properly identify the company as a debt collector trying to collect on a debt? If so, then it is quite possible that they have violated your federal consumer rights. And if that has happened, there is plenty that can be done to fight back against such conduct. 

On February 3, 2013, Rapid Recovery Solutions responded to a Federal Trade Commission report that found inadequate documentation was rife among commercial debt collection agencies. 

A recent article in Bloomberg Business Week suggests that debt buyers are frequently provided incomplete or inaccurate information by lenders, with the Federal Trade Commission asserting “debt buyers seek to collect on more than a million debts each year that consumers assert they do not owe or that they owe in a different amount.” 

“As the credit bubble inflated, so did the business of collecting on bad debts,” says the article. “When a loan sours, lenders will often sell it to a third party that buys debts. On average, a buyer will pay 4¢ on the dollar for the IOUs and hope it can get people to pay up through letters, calls, threats of legal action, and sometimes questionable legal practices.” 

A major problem plaguing current debt collection practices is the lack of reliable information about debtors, says the article. Debt collectors target debtors using possibly-outdated account details provided by the original lender. A recent report from the Federal Trade Commission found that “lenders often provide no assurance that the information they’re selling is accurate. They also tend not to give enough info even for buyers to verify the debts, meaning consumers have plenty of room to contest them.” 

According to the article, 88 percent of the FTC’s sampled cased were not backed up with any documentation. The study found that in the overwhelming majority of cases, lenders “provide no assurance that the information they’re selling is accurate.” They also have a tendency to provide so little information that debt buyers have trouble verifying the debts, meaning consumers have ample opportunity to contest them, says the article. Much of the debt is not organized by type, either, so debts such as medical expenses and credit card debt are indistinguishable. 

“The lack of adequate data provided by lenders to buyers is a problem for people on both sides of the debt,” says Monderine, who finds that the situation provides abusive collectors with a kind of autonomous buffer zone within which to operate. He continues, “As the debt collection industry is increasingly controlled by governmental regulations designed to protect the consumer, this lack of transparency should hopefully fade away.” 

No up-front fees required. The Debt Collector must pay your attorney's fees and costs. 

Rapid Recovery Solutions is a collection agency that specializes in the collection of past due debts that they purchase in large chunks for pennies on the dollar. The company is located in Alpharetta, Georgia. 

Are you being sued, called or harassed by Rapid Recovery Solutions? 

If you are being sued by Rapid Recovery Solutions, or are suffering debt collection abuse or harassment at the hands of Rapid Recovery Solutions, contact me at (888) 877-5103 for a free consultation.


Contact Debt Collection Defense Lawyer, N. James Turner at The Debt Relief Law Center by Calling Toll Free 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation.

Orlando Debt Collection Defense Lawyer, N. James Turner proudly serves the Debt Collection Defense and Consumer Rights legal needs for residents of Orlando, Kissimmee, Orange County, Osceola County, Seminole County, and throughout Central Florida.

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Attorney N James Turner


Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and Credit Repair, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

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