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Stop The Harassment!


Portfolio Recovery Associates, one of the nation’s largest debt collectors, has had numerous complaints against it for its debt collection practices. There have been reports of ignoring cease and desist letters, misrepresenting amounts of the debt, misrepresenting information to credit bureaus, and harassment and abuse. Portfolio Recovery Associates does not just collect debts, it buy’s old debts from creditors and manages debts of other creditors. Portfolio Recovery Associates began in 1996 and became a publicly traded company in 2002. The company employs over 3,000 people in 10 different states in the U.S. and in the United Kingdom. Portfolio Recovery Associates boasts on their website to having over $64 billion face value of purchased consumer debt. 

Are you being sued or harassed by Portfolio Recovery Associates?

When a consumer sends a letter to a debt collector advising that all communications must cease and desist, the debt collector may not continue to call to attempt collections of that debt. When a collector communicates with you, they cannot misrepresent the amount you owe or tack on amounts to the balance that were not part of the original deal with the creditor. Debt collection harassment and abuse is a violation of the Fair Debt Collection Practices Act. Portfolio Recovery Associates has endured a number of lawsuits with allegations such as these. 

If you are being contacted by telephone or mail by Portfolio Recovery Associates, please contact us for a free consultation. For more information about debt collection harassment, or to learn more about Portfolio Recovery Associates, please visit us at Stop Collection Harassment. 

On August 1, Portfolio Recovery Associate’s total revenue escalated 29% year over year to $147.9 million. The boost in revenue was mainly driven by cash receipts that grew 30% year over year and cash collections that jumped 32%. Operating income for Portfolio Recovery Associates surged 20% year over year to $54.6 million, despite a 32% growth in operating expenses. For the first time since its inception, the company successfully negotiated more than 2.0 million U.S. customer payments in a single quarter to pay down their debt. Portfolio Recovery also has about $77 million worth of stock available for repurchases under the ongoing $100 million share buy back program. All these factors inject revitalized confidence in the future operating performance of the stock. 

Shares of Portfolio Recovery Associates Inc. hit its 52-week high on August 3, 2012 after reporting strong second quarter results, which included a 14.0% positive earnings surprise. This marks the eleventh straight earnings beat for this financial and business service company. 

Have you been sued or harassed by Portfolio Recovery Associates?

Call us for a free consultation.


Contact Debt Collection Defense Lawyer, N. James Turner at The Debt Relief Law Center by Calling Toll Free 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation.

Orlando Debt Collection Defense Lawyer, N. James Turner proudly serves the Debt Collection Defense and Consumer Rights legal needs for residents of Orlando, Kissimmee, Orange County, Osceola County, Seminole County, and throughout Central Florida.

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Attorney N James Turner


Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and Credit Repair, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

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