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Stop The Harassment!


Mercantile Adjustment Bureau has been in business since 1934 and focuses its collection efforts on four different kinds of debt: financial services, higher education, utilities, and healthcare. According to its website, Mercantile Adjustment Bureau LLC says, “At Mercantile, we believe your company or organization should not suffer from the refusal of consumers to honor their financial obligations.” Mercantile Adjustment Bureau’s perception of consumers as those who “refuse” to pay their bills is in stark contrast with the reality that, in today’s economy, many people simply don’t have the means to keep roofs over their heads, much less get out of debt. 

Mercantile Adjustment Bureau collection agencies’ focus on financial services collections encompasses a wide variety of types of debt, including auto loans, bank cards, banking fees, retail credit cards, and commercial finance. Mercantile Adjustment Bureau LLC collects student loans on behalf of many public and private colleges and universities, especially those in California, New York, Ohio, Florida, and Kentucky. Mercantile Adjustment Bureau LLC boasts that their medical collections team is industry-specific and HIPAA compliant. Mercantile Adjustment Bureau assures its potential utilities clients that they offer consumers the option of paying over the phone by check, credit card, debit card, and Western Union/Money Gram. Moreover, Mercantile Adjustment Bureau collection agencies has a cadre of lawyers on hand, and makes it clear that they regularly identify “suit-worthy” consumers and “persuade” them to pay rather than be sued. Mercantile Adjustment Bureau LLC has call centers in Buffalo, NY, and Rochester, NY. 

Are you being sued or harassed by Mercantile Adjustment Bureau?

If you are being sued by AllianceOne Receivables Management, or are suffering debt collection abuse or harassment at the hands of AllianceOne Receivables Management, contact me at (888) 877-5103 for a free consultation.


Contact Debt Collection Defense Lawyer, N. James Turner at The Debt Relief Law Center by Calling Toll Free 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation.

Orlando Debt Collection Defense Lawyer, N. James Turner proudly serves the Debt Collection Defense and Consumer Rights legal needs for residents of Orlando, Kissimmee, Orange County, Osceola County, Seminole County, and throughout Central Florida.

 About Jim Turner

debt collection defense


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If you are dealing with a situation in which you, as a consumer, are not being dealt with properly in a consumer related transaction or circumstance, find out what your legal rights are. Seek the advice and representation of experienced legal counsel.

credit card debt defense


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Every day those with credit card debt are harassed by a number of collection agencies that commonly use unethical and sometimes illegal means to attempt to collect debt.


student loan debt defense


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Higher education is an investment in one's future; and it can be expensive. If you are being harassed by student loan creditors or debt collection agencies, find out what your legal rights and options are. Make sure your are informed and your rights are protected.

debt collection harassment


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Being harassed by creditors or debt collectors is illegal. There are both State and Federal Debt Collection Laws that exist to protect the consumer from harassment and other illegal activities by collection agencies, their subsidiaries, and third parties.

Credit Report Repair


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We will investigate your credit report error and make sure that the error is corrected. we will dispute the item, insisting that the information furnisher produces evidence substantiating the error or removes the item.


bankruptcy attorney


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Bankruptcy is a mechanism of the Federal Government to allow debtors (people who owe money) to restart their lives when they have gotten into a financial dilemma where there is no reasonable way to repay the debts they owe.



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Orlando Consumer Rights Lawyer - watch these informative videos about consumer rights in the financial services industry.


frequently asked questions


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We answer some of the most common Debt Collection Harassment Question that we hear on a daily basis.




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Si usted es una de las millones de personas acosadas por un cobrador de deudas desaprensivo, la ley está de su parte. El Acta de Prácticas Justas Para el Cobro de Deudas, regula las prácticas de los cobradores de deudas y les impone sanciones que rompen las reglas.



Attorney N James Turner


Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and Credit Repair, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

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