DEBT RELIEF LAW CENTER
Attorney N. James Turner Can Help
Stop The Harassment!
Many repossession companies conduct themselves in a manner that indicates they believe they have a right to repossess the car, truck, boat or other item of value at all cost and without ramifications on their part.
Simply put, repossession companies are legally held to a standard which limits their authority and prohibits certain actions at any point during any and all attempts to repossess the item of value involved.
If the repossession company, loan company, or any person acting on behalf of the repossession company or loan company performs any wrongdoing or unlawful action at any time during the course of the repossession process, the repossession company or loan company may lose some or all of their legal rights against you. Some act of wrongdoing or unlawful actions could also provide you the ability to get your car, truck, boat or other item of value back.
It is important to note that if it is proven that you are intentionally trying to hide a item that an act of repossession has been lawfully granted it may lead to criminal charges against you. Having said that, in the absence of intentionally hiding an item that is to be repossessed, some of your legal rights regarding repossession may include, but are not limited to:
What about my personal property left inside the vehicle?Regardless of whatever method is used to dispose of the repossessed vehicle, a creditor may not keep or sell any personal property found inside the vehicle. This does not include most improvements made to the car, such as a stereo system or luggage rack. Recovery agents are responsible for completing an inventory of the personal property found in the vehicle. However, the recovery agent may dispose of the personal property found in the vehicle after providing you with written notice and instructions on how to retrieve your personal property. To reclaim your personal property, you may be required to pay reasonably incurred expenses for inventory and storage. If your creditor cannot account for valuable articles left in your car, you may be entitled to compensation and you should consult an attorney.
While many repossessions involve heated vocal disputes, it is extremely important to refrain from performing any verbal or physical threats, or from performing any unlawful action. You do have rights, but the individuals performing an act of repossession do as well.
STARTED SINCE 1990
Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and Credit Repair, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.