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DEBT RELIEF LAW CENTER

Attorney N. James Turner Can Help
Stop The Harassment!


Predatory Lending Attorney - Orlando and Central Florida

Orlando Predatory Lending Lawyer - providing affordable legal services concerning Predatory Lending and Consumer Rights legal services, for residents of Orlando, Kissimmee, and throughout Central Florida.

Call The Debt Relief Law Center at Toll Free 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation with Predatory Lending Attorney, N. James Turner

Over the last several years, our nation has made enormous progress in expanding access to capital for previously under served borrowers. Despite this progress, however, too many families are suffering today because of a growing incidence of abusive practices in a segment of the mortgage lending market.

Predatory mortgage lending practices strip borrowers of home equity and threaten families with foreclosure, destabilizing the very communities that are beginning to enjoy the fruits of our nation’s economic success.

When it is discovered that you were the victim of predatory lending practices, this may be a valid defense in a foreclosure. If you are being threatened with a foreclosure, or have been served a foreclosure notice, find out what your legal rights and options may be by seeking the advice and representation of experienced legal counsel.

In communities across America, people are losing their homes and their investments because of predatory lenders, appraisers, mortgage brokers and home improvement contractors who:

  • Sell properties for much more than they are worth using false appraisals.
  • Encourage borrowers to lie about their income, expenses, or cash available for down payments in order to get a loan.
  • Knowingly lend more money than a borrower can afford to repay.
  • Charge high interest rates to borrowers based on their race or national origin and not on their credit history.
  • Charge fees for unnecessary or nonexistent products and services.
  • Pressure borrowers to accept higher-risk loans such as balloon loans, interest only payments, and steep pre-payment penalties.
  • Target vulnerable borrowers to cash-out refinances offers when they know borrowers are in need of cash due to medical, unemployment or debt problems.
  • "Strip" homeowners' equity from their homes by convincing them to refinance again and again when there is no benefit to the borrower.
  • Use high pressure sales tactics to sell home improvements and then finance them at high interest rates.

Tactics that predator lenders may use also include:

  • A lender or investor tells you that they are your only chance of getting a loan or owning a home. You should be able to take your time to shop around and compare prices and houses.
  • The house you are buying costs a lot more than other homes in the neighborhood, but isn't any bigger or better.
  • You are asked to sign a sales contract or loan documents that are blank or that contain information which is not true.
  • You are told that the Federal Housing Administration insurance protects you against property defects or loan fraud - it does not.
  • The cost or loan terms at closing are not what you agreed to.
  • You are told that refinancing can solve your credit or money problems.
  • You are told that you can only get a good deal on a home improvement if you finance it with a particular lender.

Contact Predatory Lending Lawyer, N. James Turner at The Debt Relief Law Center by Calling Toll Free 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation.

Orlando Predatory Lending Lawyer, N. James Turner proudly serves the Predatory Lending and Consumer Rights legal needs for residents of Orlando, Kissimmee, Orange County, Osceola County, Seminole County, and throughout Central Florida.

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Being harassed by creditors or debt collectors is illegal. There are both State and Federal Debt Collection Laws that exist to protect the consumer from harassment and other illegal activities by collection agencies, their subsidiaries, and third parties.

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We will investigate your credit report error and make sure that the error is corrected. We willl dispute the item, insisting that the information furnisher produces evidence substantiating the error or removes the item.

 

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Orlando Consumer Rights Lawyer - watch these informative videos about consumer rights in the financial services industry.

 

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FAQ

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We answer some of the most common Debt Collection Harassment Question that we hear on a daily basis.

 

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Si usted es una de las millones de personas acosadas por un cobrador de deudas desaprensivo, la ley está de su parte. El Acta de Prácticas Justas Para el Cobro de Deudas, regula las prácticas de los cobradores de deudas y les impone sanciones que rompen las reglas.

 

ABOUT JIM TURNER

STARTED SINCE 1990

Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and Credit Repair, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

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© 2016 N. James Turner, Attorney at Law.

All Rights Reserved. DISCLAIMER: The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask the lawyer to send you free written information about their qualifications and experience. This website has been prepared for informational purposes only and not as legal advice. Neither the transmission, nor your receipt of information from this website creates an attorney-client relationship, which can only be formed in writing between you and the attorney you choose to represent you.