James Turner Office Address Orlando Attorney James Turner Logo Orlando Attorney James Turner Phone
orlando overtime attorney

DEBT RELIEF LAW CENTER

Attorney N. James Turner Can Help
Stop The Harassment!


RAPID RECOVERY SOLUTIONS

Has someone from Rapid Recovery Solutions been calling you? Have you received calls from Rapid Recovery Solutions during which their representative has harassed you with a lawsuit, or a wage garnishment, or a threat of criminal charges? Has anyone from Rapid Recovery Solutions ever tried to contact your friends, relatives, co-workers, or neighbors? Has someone from Rapid Recovery Solutions talked to anyone other than you about your debts? Has a member of Rapid Recovery Solutions ever called your employer, or suggested that they were somehow affiliated with the government, or left a rude voice message? Has Rapid Recovery Solutions ever left a voice message that did not properly identify the company as a debt collector trying to collect on a debt? If so, then it is quite possible that they have violated your federal consumer rights. And if that has happened, there is plenty that can be done to fight back against such conduct. 

On February 3, 2013, Rapid Recovery Solutions responded to a Federal Trade Commission report that found inadequate documentation was rife among commercial debt collection agencies. 

A recent article in Bloomberg Business Week suggests that debt buyers are frequently provided incomplete or inaccurate information by lenders, with the Federal Trade Commission asserting “debt buyers seek to collect on more than a million debts each year that consumers assert they do not owe or that they owe in a different amount.” 

“As the credit bubble inflated, so did the business of collecting on bad debts,” says the article. “When a loan sours, lenders will often sell it to a third party that buys debts. On average, a buyer will pay 4¢ on the dollar for the IOUs and hope it can get people to pay up through letters, calls, threats of legal action, and sometimes questionable legal practices.” 

A major problem plaguing current debt collection practices is the lack of reliable information about debtors, says the article. Debt collectors target debtors using possibly-outdated account details provided by the original lender. A recent report from the Federal Trade Commission found that “lenders often provide no assurance that the information they’re selling is accurate. They also tend not to give enough info even for buyers to verify the debts, meaning consumers have plenty of room to contest them.” 

According to the article, 88 percent of the FTC’s sampled cased were not backed up with any documentation. The study found that in the overwhelming majority of cases, lenders “provide no assurance that the information they’re selling is accurate.” They also have a tendency to provide so little information that debt buyers have trouble verifying the debts, meaning consumers have ample opportunity to contest them, says the article. Much of the debt is not organized by type, either, so debts such as medical expenses and credit card debt are indistinguishable. 

“The lack of adequate data provided by lenders to buyers is a problem for people on both sides of the debt,” says Monderine, who finds that the situation provides abusive collectors with a kind of autonomous buffer zone within which to operate. He continues, “As the debt collection industry is increasingly controlled by governmental regulations designed to protect the consumer, this lack of transparency should hopefully fade away.” 

No up-front fees required. The Debt Collector must pay your attorney's fees and costs. 

Rapid Recovery Solutions is a collection agency that specializes in the collection of past due debts that they purchase in large chunks for pennies on the dollar. The company is located in Alpharetta, Georgia. 

Are you being sued, called or harassed by Rapid Recovery Solutions? 

If you are being sued by Rapid Recovery Solutions, or are suffering debt collection abuse or harassment at the hands of Rapid Recovery Solutions, contact me at (888) 877-5103 for a free consultation.

 

Contact Debt Collection Defense Lawyer, N. James Turner at The Debt Relief Law Center by Calling Toll Free 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation.

Orlando Debt Collection Defense Lawyer, N. James Turner proudly serves the Debt Collection Defense and Consumer Rights legal needs for residents of Orlando, Kissimmee, Orange County, Osceola County, Seminole County, and throughout Central Florida.

debt collection defense

DEBT COLLECTION DEFENSE

Read More

If you are dealing with a situation in which you, as a consumer, are not being dealt with properly in a consumer related transaction or circumstance, find out what your legal rights are. Seek the advice and representation of experienced legal counsel.

credit card debt defense

CREDIT CARD DEBT DEFENSE

Read More

Every day those with credit card debt are harassed by a number of collection agencies that commonly use unethical and sometimes illegal means to attempt to collect debt.

 

student loan debt defense

STUDENT LOANS

Read More

Higher education is an investment in one's future; and it can be expensive. If you are being harassed by student loan creditors or debt collection agencies, find out what your legal rights and options are. Make sure your are informed and your rights ar protected.

debt collection harassment

COLLECTIONS HARASSMENT

Read More

Being harassed by creditors or debt collectors is illegal. There are both State and Federal Debt Collection Laws that exist to protect the consumer from harassment and other illegal activities by collection agencies, their subsidiaries, and third parties.

Credit Report Repair

CREDIT REPORT ERRORS

Read More

We will investigate your credit report error and make sure that the error is corrected. We willl dispute the item, insisting that the information furnisher produces evidence substantiating the error or removes the item.

 

bankruptcy attorney

BANKRUPTCY

Read More

Bankruptcy is a mechanism of the Federal Government to allow debtors (people who owe money) to restart their lives when they have gotten into a financial dilemma where there is no reasonable way to repay the debts they owe.

videos

VIDEOS

Read More

Orlando Consumer Rights Lawyer - watch these informative videos about consumer rights in the financial services industry.

 

frequently asked questions

FAQ

Read More

We answer some of the most common Debt Collection Harassment Question that we hear on a daily basis.

 

espanola

SPANISH VERSION

Read More

Si usted es una de las millones de personas acosadas por un cobrador de deudas desaprensivo, la ley está de su parte. El Acta de Prácticas Justas Para el Cobro de Deudas, regula las prácticas de los cobradores de deudas y les impone sanciones que rompen las reglas.

 

ABOUT JIM TURNER

STARTED SINCE 1990

Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and Credit Repair, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

Read More

 


Home | N. James Turner | Contact Us

Debt Collection Defense | Collection Harassment

Credit Card Debt Defense | Student Loan Issues

Identity Theft Issues | Predatory Lending

Wrongful Repossessions | Collections Lawsuits

Credit Repair | Bankruptcy

Debt Collectors | Deceptive Business Practices

Fair Debt Collection Practices Act (FDCPA)

Florida Consumer Protection Act (FCPA)

Espanol | FAQ | Testimonials | Video | Articles

Sitemap


overtime attorney orlando image

 

 

 

 

overtime attorney orlando image



orlando overtime attorney bottom image

© 2016 N. James Turner, Attorney at Law.

All Rights Reserved. DISCLAIMER: The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask the lawyer to send you free written information about their qualifications and experience. This website has been prepared for informational purposes only and not as legal advice. Neither the transmission, nor your receipt of information from this website creates an attorney-client relationship, which can only be formed in writing between you and the attorney you choose to represent you.