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DEBT RELIEF LAW CENTER

Attorney N. James Turner Can Help
Stop The Harassment!


PROGRESSIVE FINANCIAL SERVICES | STUDENT LOANS

In May of 2014, Consumer Joseph Vanover filed suit against PFS alleging that on March, 13, 2014, he was contacted at work regarding an alleged outstanding debt. Consumer further alleged that a representative of PFS told him that his wages would be garnished on his next paycheck if he did not make a payment that day. In the lawsuit, Consumer further alleged that PFS refused to provide him anything in writing regarding the alleged debt and that it did not notify him of his right to dispute the alleged debt. Consumer agreed to set up a payment plan but PFS refused. 

Consumer’s lawsuit further alleged that PFS’s conduct violated the FDCPA in multiple ways, including: 

a) Engaging in conduct the natural consequence of which is to harass, oppress, or abuse Consumer (§ 1692d)); 

b) Falsely representing or implying that nonpayment of Consumer's debt would result in the seizure, garnishment, attachment, or sale of his property or wages, where such action is not lawful or Defendant did not intend to take such action (§ 1692e(4); 

c) Threatening to take an action against Consumer that cannot be legally taken or that was not actually intended to be taken (§1692e(5); 

d) Threatening Consumer that nonpayment of Consumers debt may result in the arrest of Consumer or the seizure, garnishment, attachment or sale of any property or the garnishment or attachment of wages of Consumer where such action was not in fact contemplated by the debt collector and permitted by the law; 

e) Threatening to take an action against Consumer that is prohibited by law; 

f) Falsely representing that a legal proceeding has been, is about to be, or will be instituted unless payment of a consumer debt is made; and 

g) Failing to provide Consumer with the notices required by 15 USC§ 1692g, either in the initial communication with Consumer, or in writing within 5 days thereof (§ 1692g(a). 

As a result of the violations, Consumer alleged that he suffered injury and that PFS is liable to him for his actual damages, statutory damages, and costs and attorney's fees. 

Are you being sued or harassed by Progressive Financial Services? 

Call us for a free consultation.

 

Contact Debt Collection Defense Lawyer, N. James Turner at The Debt Relief Law Center by Calling Toll Free 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation.

Orlando Debt Collection Defense Lawyer, N. James Turner proudly serves the Debt Collection Defense and Consumer Rights legal needs for residents of Orlando, Kissimmee, Orange County, Osceola County, Seminole County, and throughout Central Florida.

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Every day those with credit card debt are harassed by a number of collection agencies that commonly use unethical and sometimes illegal means to attempt to collect debt.

 

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Higher education is an investment in one's future; and it can be expensive. If you are being harassed by student loan creditors or debt collection agencies, find out what your legal rights and options are. Make sure your are informed and your rights ar protected.

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COLLECTIONS HARASSMENT

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Being harassed by creditors or debt collectors is illegal. There are both State and Federal Debt Collection Laws that exist to protect the consumer from harassment and other illegal activities by collection agencies, their subsidiaries, and third parties.

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CREDIT REPORT ERRORS

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We will investigate your credit report error and make sure that the error is corrected. We willl dispute the item, insisting that the information furnisher produces evidence substantiating the error or removes the item.

 

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BANKRUPTCY

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Bankruptcy is a mechanism of the Federal Government to allow debtors (people who owe money) to restart their lives when they have gotten into a financial dilemma where there is no reasonable way to repay the debts they owe.

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VIDEOS

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Orlando Consumer Rights Lawyer - watch these informative videos about consumer rights in the financial services industry.

 

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FAQ

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We answer some of the most common Debt Collection Harassment Question that we hear on a daily basis.

 

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Si usted es una de las millones de personas acosadas por un cobrador de deudas desaprensivo, la ley está de su parte. El Acta de Prácticas Justas Para el Cobro de Deudas, regula las prácticas de los cobradores de deudas y les impone sanciones que rompen las reglas.

 

ABOUT JIM TURNER

STARTED SINCE 1990

Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and Credit Repair, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

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