James Turner Office Address Orlando Attorney James Turner Logo Orlando Attorney James Turner Phone
orlando overtime attorney

DEBT RELIEF LAW CENTER

Attorney N. James Turner Can Help
Stop The Harassment!


NATIONAL COLLEGIATE STUDENT LOAN TRUST

National Collegiate Student Loan Trust has filed a large number of lawsuits against consumers in the Central Florida Area. Many of these lawsuits are defective on their face. No allegations of assignment are alleged in the complaint. Our firm has had success in defending these cases. 

National Collegiate Student Loan Trust claims to be a Delaware Trust that is currently pursuing many consumers in the Central Florida area on student loans. In most cases, National Collegiate Student Loan Trust is the holder of a loan but does not have the necessary assignments needed to prosecute the case. 

In order to be successful in suing on a promissory note, the plaintiff must be the holder of the note. An assignment of a promissory note, or the right to enforce it, must pre-date the filing of the lawsuit. A plaintiff must have standing to file suit at its inception, and may not remedy this defect by subsequently obtaining standing.

Another common defect in the collection cases filed by National Collegiate Student Loan Trust is the failure to give notice of assignment. Section 559.715 of the Florida Statutes requires that notice of assignment be given prior to the filing of a lawsuit. 

Also connected is a Boston-based company called First Marblehead, once one of the biggest securitizers of student loans. However, this entity shows up nowhere in the paperwork sent to consumers. Instead, these student loans have the logo of National Collegiate Student Loan Trust. 

Recent years have seen an upheaval in the private student loan marketplace. In 2008, the credit crisis caused lenders to cut back drastically on their private student loan offerings. Then, in 2010, the U.S. government revamped the federal student loan program, eliminating the role of private lenders in providing federally backed education loans to students through the Federal Family Education Loan Program (FFELP). 

The result is that while, in 2007, there were more than 80 private financial institutions offering student loan products, by 2008 there were fewer than ten. At the same time, interest rates and fees associated with private student loans became prohibitively high. 

Other law firms that represent National Collegiate Student Loan Trust in Central Florida are: 

Pollack and Rosen, P.A.

Hayt, Hayt & Landau, P.L.

Welman, Weinberg & Reis 

Frederick J. Hanna & Associates 

Clarfield, Okon, Salomone & Pincus, P.L.

Have you been sued by National Collegiate Student Loan Trust? 

Call us for a free consultation.

 

Contact Debt Collection Defense Lawyer, N. James Turner at The Debt Relief Law Center by Calling Toll Free 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation.

Orlando Debt Collection Defense Lawyer, N. James Turner proudly serves the Debt Collection Defense and Consumer Rights legal needs for residents of Orlando, Kissimmee, Orange County, Osceola County, Seminole County, and throughout Central Florida.

debt collection defense

DEBT COLLECTION DEFENSE

Read More

If you are dealing with a situation in which you, as a consumer, are not being dealt with properly in a consumer related transaction or circumstance, find out what your legal rights are. Seek the advice and representation of experienced legal counsel.

credit card debt defense

CREDIT CARD DEBT DEFENSE

Read More

Every day those with credit card debt are harassed by a number of collection agencies that commonly use unethical and sometimes illegal means to attempt to collect debt.

 

student loan debt defense

STUDENT LOANS

Read More

Higher education is an investment in one's future; and it can be expensive. If you are being harassed by student loan creditors or debt collection agencies, find out what your legal rights and options are. Make sure your are informed and your rights ar protected.

debt collection harassment

COLLECTIONS HARASSMENT

Read More

Being harassed by creditors or debt collectors is illegal. There are both State and Federal Debt Collection Laws that exist to protect the consumer from harassment and other illegal activities by collection agencies, their subsidiaries, and third parties.

auto fraud

AUTO FRAUD

Read More

There are a variety of state and federal laws that were created to protect you when you buy a used or new car. Auto dealership fraud can include unfair or deceptive practices, repossession and "buy here pay here" auto dealerships.

 

overtime pay disputes

BANKRUPTCY

Read More

Bankruptcy is a mechanism of the Federal Government to allow debtors (people who owe money) to restart their lives when they have gotten into a financial dilemma where there is no reasonable way to repay the debts they owe.

videos

VIDEOS

Read More

Orlando Consumer Rights Lawyer - watch these informative videos about consumer rights in the financial services industry.

 

frequently asked questions

FAQ

Read More

We answer some of the most common Debt Collection Harassment Question that we hear on a daily basis.

 

espanola

SPANISH VERSION

Read More

Si usted es una de las millones de personas acosadas por un cobrador de deudas desaprensivo, la ley está de su parte. El Acta de Prácticas Justas Para el Cobro de Deudas, regula las prácticas de los cobradores de deudas y les impone sanciones que rompen las reglas.

 

ABOUT JIM TURNER

STARTED SINCE 1990

Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and auto fraud, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

Read More

 


Home | N. James Turner | Contact Us

Debt Collection Defense | Collection Harassment

Credit Card Debt Defense | Student Loan Issues

Identity Theft Issues | Predatory Lending

Wrongful Repossessions | Collections Lawsuits

Auto Fruad | Bankruptcy

Debt Collectors | Deceptive Business Practices

Fair Debt Collection Practices Act (FDCPA)

Florida Consumer Protection Act (FCPA)

Espanol | FAQ | Testimonials | Video | Articles

Sitemap


overtime attorney orlando image

 

 

 

 

overtime attorney orlando image



orlando overtime attorney bottom image

© 2016 N. James Turner, Attorney at Law.

All Rights Reserved. DISCLAIMER: The hiring of a lawyer is an important decision that should not be based solely upon advertisements. Before you decide, ask the lawyer to send you free written information about their qualifications and experience. This website has been prepared for informational purposes only and not as legal advice. Neither the transmission, nor your receipt of information from this website creates an attorney-client relationship, which can only be formed in writing between you and the attorney you choose to represent you.