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DEBT RELIEF LAW CENTER

Attorney N. James Turner Can Help
Stop The Harassment!


SLM PRIVATE CREDIT STUDENT LOAN TRUST

SLM Private Credit Student Loan Trust is a buyer of student loans on the secondary market and has filed a large number of lawsuits against consumers. NMany of these lawsuits are defective on their face. No allegations of assignment are alleged in the complaint. 

In order to be successful in suing on a promissory note, the plaintiff must be the holder of the note. An assignment of a promissory note, or the right to enforce it, must pre-date the filing of the lawsuit. A plaintiff must have standing to file suit at its inception, and may not remedy this defect by subsequently obtaining standing.

Another common defect in the collection cases filed by SLM Private Credit Student Loan Trust is the failure to give notice of assignment. Section 559.715 of the Florida Statutes requires that notice of assignment be given prior to the filing of a lawsuit. 

When creditors file collection lawsuits, they are required to meet certain procedural and evidentiary standards. They cannot merely claim that you owe a debt to them. When you raise the proper legal challenges, the creditors are forced to prove their case. If consumers fail to challenge the collection lawsuit, the creditor wins automatically by default. 

If a default is entered, a court judgment is entered against you. Once the judgment is entered, the creditor will have other collection methods besides harassing phone calls and letters. A judgment will allow the creditor to place a lien against your home, sell certain personal property, freeze your bank account and the judgment will appear on your credit report for at least 7 years. 

Most people will ignore these lawsuits out of frustration, fear, or embarrassment. Other people will quickly call the creditor to work out a deal, forgetting why they were unable to pay the debt in the first place. Both of these decisions are wrong because they are based on emotion, which is exactly what the creditor is hoping. 

Have you been sued by SLM Private Credit Student Loan Trust? 

Call us for a free consultation regarding your student loan.

 

Contact Debt Collection Defense Lawyer, N. James Turner at The Debt Relief Law Center by Calling Toll Free 1.888.877.5103 to Schedule a Confidential and FREE Legal Consultation.

Orlando Debt Collection Defense Lawyer, N. James Turner proudly serves the Debt Collection Defense and Consumer Rights legal needs for residents of Orlando, Kissimmee, Orange County, Osceola County, Seminole County, and throughout Central Florida.

debt collection defense

DEBT COLLECTION DEFENSE

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If you are dealing with a situation in which you, as a consumer, are not being dealt with properly in a consumer related transaction or circumstance, find out what your legal rights are. Seek the advice and representation of experienced legal counsel.

credit card debt defense

CREDIT CARD DEBT DEFENSE

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Every day those with credit card debt are harassed by a number of collection agencies that commonly use unethical and sometimes illegal means to attempt to collect debt.

 

student loan debt defense

STUDENT LOANS

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Higher education is an investment in one's future; and it can be expensive. If you are being harassed by student loan creditors or debt collection agencies, find out what your legal rights and options are. Make sure your are informed and your rights ar protected.

debt collection harassment

COLLECTIONS HARASSMENT

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Being harassed by creditors or debt collectors is illegal. There are both State and Federal Debt Collection Laws that exist to protect the consumer from harassment and other illegal activities by collection agencies, their subsidiaries, and third parties.

auto fraud

AUTO FRAUD

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There are a variety of state and federal laws that were created to protect you when you buy a used or new car. Auto dealership fraud can include unfair or deceptive practices, repossession and "buy here pay here" auto dealerships.

 

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BANKRUPTCY

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Bankruptcy is a mechanism of the Federal Government to allow debtors (people who owe money) to restart their lives when they have gotten into a financial dilemma where there is no reasonable way to repay the debts they owe.

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VIDEOS

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Orlando Consumer Rights Lawyer - watch these informative videos about consumer rights in the financial services industry.

 

frequently asked questions

FAQ

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We answer some of the most common Debt Collection Harassment Question that we hear on a daily basis.

 

espanola

SPANISH VERSION

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Si usted es una de las millones de personas acosadas por un cobrador de deudas desaprensivo, la ley está de su parte. El Acta de Prácticas Justas Para el Cobro de Deudas, regula las prácticas de los cobradores de deudas y les impone sanciones que rompen las reglas.

 

ABOUT JIM TURNER

STARTED SINCE 1990

Orlando Consumer Rights Lawyer - providing aggressive and affordable professional services to consumers who have been victims of debt collection harassment by debt collectors and auto fraud, to residents in Orlando, Kissimmee, and throughout the Central Florida Area.

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